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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,495 | $105,160+13.6% | $94,679+26.2% | $139,456-14.3% |
| Participation rate | 85.7% | 82.4%+3.4pp | 80.8%+4.9pp | 80.3%+5.4pp |
| Annual return | 14.72% | 38.04%-23.3pp | 156.75%-142.0pp | 373.45%-358.7pp |
| Employer contribution / active EE | $1,718 | $4,107-58.2% | $3,673-53.2% | $4,753-63.8% |
| Participant deferral / active EE | $9,321 | $7,599+22.7% | $7,417+25.7% | $6,711+38.9% |
| Admin fee / account holder | $1,752 | $8,988-80.5% | $7,233-75.8% | $11,407-84.6% |