Retirement plan

DAVID SCHNUR ASSOCIATES 401(K) PLAN

Name: DAVID SCHNUR ASSOCIATES - DAVID SCHNUR ASSOCIATES 401(K) PLAN (2020) Form 5500
Creator: DAVID SCHNUR ASSOCIATES
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, DAVID SCHNUR ASSOCIATES 401(K) PLAN, DAVID SCHNUR ASSOCIATES

DAVID SCHNUR ASSOCIATESEIN 77-0496826Plan #004PY 2020

385 MONTEREY PLACE - LOS ALTOS, CA 94022650-941-1015dschnur.comLinkedIn11-50 employeesmedical devices

Other plans on this EIN

1 filing

#005Retirement-$2.8M assets

Prospect flagsLow returnsHigh assets / participant

How to read this page

Total assets (EOY)

$2.8M

+7.5% from 2019

Total participants

0.0% from 2019

Average account balance

$393,244

+7.5% from 2019

Annual return

2.10%

-12.31 pp from 2019

Benchmarks

See 120,737 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants<25

Cohort120,737 peers

Snapshot2020

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$3.58M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$299K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

133.3%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$125K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$14K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+7.82%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$10368

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2J3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.
InformationalHigh assets / participant
Assets per participant exceed $250,000 - top-decile high-value plan.

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$393,244

$165,399+137.8%

$149,745+162.6%

$158,982+147.4%

Participation rate

100.0%

84.6%+15.4pp

82.5%+17.5pp

82.0%+18.0pp

Annual return

2.10%

348.34%-346.2pp

276.72%-274.6pp

302.99%-300.9pp

Employer contribution / active EE

$11,340

$5,105+122.2%

$4,646+144.1%

$4,763+138.1%

Participant deferral / active EE

$8,500

$7,183+18.3%

$6,843+24.2%

$5,983+42.1%

Admin fee / account holder

$10,811-100.0%

$9,312-100.0%

$11,252-100.0%

DAVID SCHNUR ASSOCIATES 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Audit opinioni

DAVID SCHNUR ASSOCIATES 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Audit opinion

Benchmarks

Service providers

Opportunity flags

Audit opinion