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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,485 | $117,895+26.8% | $102,460+45.9% | $145,897+2.5% |
| Participation rate | 50.0% | 78.6%-28.6pp | 76.5%-26.5pp | 80.3%-30.3pp |
| Annual return | 11.74% | 31.92%-20.2pp | 29.47%-17.7pp | 552.29%-540.6pp |
| Employer contribution / active EE | $2,801 | $3,619-22.6% | $3,025-7.4% | $4,663-39.9% |
| Participant deferral / active EE | $4,341 | $5,736-24.3% | $5,056-14.2% | $6,689-35.1% |
| Admin fee / account holder | $1,480 | $13,353-88.9% | $9,460-84.4% | $13,390-88.9% |