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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,207 | $59,116+35.7% | $86,438-7.2% | $68,486+17.1% |
| Participation rate | 85.4% | 75.2%+10.2pp | 80.3%+5.1pp | 67.9%+17.5pp |
| Annual return | -6.46% | -0.23%-6.2pp | 4397.19%-4403.7pp | -7.85%+1.4pp |
| Employer contribution / active EE | $3,636 | $2,519+44.4% | $3,769-3.5% | $2,597+40.0% |
| Participant deferral / active EE | $7,909 | $5,902+34.0% | $6,952+13.8% | $4,028+96.4% |
| Admin fee / account holder | $633 | $5,639-88.8% | $6,733-90.6% | $5,404-88.3% |