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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,029 | $48,053+178.9% | $84,637+58.4% | $72,976+83.7% |
| Participation rate | 100.0% | 57.6%+42.4pp | 68.2%+31.8pp | 69.5%+30.5pp |
| Annual return | 12.40% | 37.39%-25.0pp | 258.82%-246.4pp | 81.02%-68.6pp |
| Employer contribution / active EE | $3,006 | $1,602+87.7% | $2,653+13.3% | $2,440+23.2% |
| Participant deferral / active EE | $4,737 | $2,681+76.7% | $3,900+21.5% | $3,608+31.3% |
| Admin fee / account holder | $691 | $3,395-79.6% | $4,914-85.9% | $5,124-86.5% |