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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $220,582 | $168,635+30.8% | $147,617+49.4% | $125,389+75.9% |
| Participation rate | 100.0% | 88.8%+11.2pp | 84.6%+15.4pp | 83.2%+16.8pp |
| Annual return | -4.24% | 77.65%-81.9pp | 61.98%-66.2pp | 282.24%-286.5pp |
| Employer contribution / active EE | $34,169 | $6,252+446.5% | $5,564+514.1% | $4,866+602.2% |
| Participant deferral / active EE | $18,628 | $5,507+238.3% | $4,895+280.5% | $5,352+248.1% |
| Admin fee / account holder | $14,773 | $13,580+8.8% | $11,612+27.2% | $9,541+54.8% |