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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,728 | $92,219-81.9% | $76,767-78.2% | $135,380-87.6% |
| Participation rate | 100.0% | 79.8%+20.2pp | 77.0%+23.0pp | 82.6%+17.4pp |
| Annual return | -0.95% | 5.46%-6.4pp | 2.43%-3.4pp | 519.81%-520.8pp |
| Employer contribution / active EE | $7,154 | $3,216+122.4% | $2,485+187.8% | $4,779+49.7% |
| Participant deferral / active EE | $3,220 | $4,508-28.6% | $3,852-16.4% | $5,609-42.6% |
| Admin fee / account holder | $72,463 | $10,749+574.1% | $6,675+985.5% | $10,828+569.2% |