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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,072 | $135,645-88.9% | $110,243-86.3% | $135,380-88.9% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.8%+20.2pp | 82.6%+17.4pp |
| Annual return | -5.94% | 513.24%-519.2pp | 314.76%-320.7pp | 519.81%-525.7pp |
| Employer contribution / active EE | $1,020 | $4,907-79.2% | $3,827-73.3% | $4,779-78.6% |
| Participant deferral / active EE | $3,843 | $5,507-30.2% | $4,672-17.8% | $5,609-31.5% |
| Admin fee / account holder | $394 | $11,458-96.6% | $8,548-95.4% | $10,828-96.4% |