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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $329,388 | $171,867+91.7% | $149,721+120.0% | $147,586+123.2% |
| Participation rate | 100.0% | 88.2%+11.8pp | 87.1%+12.9pp | 82.8%+17.2pp |
| Annual return | 7.49% | 2113.36%-2105.9pp | 1501.67%-1494.2pp | 578.59%-571.1pp |
| Employer contribution / active EE | $13,304 | $6,275+112.0% | $5,444+144.4% | $4,876+172.8% |
| Participant deferral / active EE | $13,800 | $7,270+89.8% | $6,568+110.1% | $5,439+153.7% |
| Admin fee / account holder | $14,139 | $13,799+2.5% | $11,282+25.3% | $10,886+29.9% |