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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,188 | $80,983+26.2% | $96,544+5.8% | $75,177+35.9% |
| Participation rate | 76.0% | 71.8%+4.2pp | 76.0%0pp | 67.2%+8.8pp |
| Annual return | 6.49% | 27.05%-20.6pp | 25.88%-19.4pp | 160.75%-154.3pp |
| Employer contribution / active EE | $4,220 | $2,282+84.9% | $2,966+42.3% | $2,671+58.0% |
| Participant deferral / active EE | $1,296 | $3,929-67.0% | $4,851-73.3% | $4,126-68.6% |
| Admin fee / account holder | $2,750 | $6,717-59.1% | $8,254-66.7% | $5,651-51.3% |