Retirement plan

YOSEMITE MOTELS SALARY SAVINGS PLAN

Name: YOSEMITE MANAGEMENT GROUP, LLC - YOSEMITE MOTELS SALARY SAVINGS PLAN (2022) Form 5500
Creator: YOSEMITE MANAGEMENT GROUP, LLC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, YOSEMITE MOTELS SALARY SAVINGS PLAN, YOSEMITE MANAGEMENT GROUP, LLC

YOSEMITE MANAGEMENT GROUP, LLCEIN 77-0488685Plan #001PY 2022

1205 FREEDOM BLVD., SUITE 2 - WATSONVILLE, CA 95076831-786-1980yosemite-motels.comLinkedIn1-10 employeeshospitality

Prospect flagsHigh cashLow participation

How to read this page

Total assets (EOY)

$2.5M

-14.4% from 2021

Total participants

213

+23.8% from 2021

Average account balance

$50,966

-5.6% from 2021

Annual return

-10.26%

-18.91 pp from 2021

Benchmarks

See 1,006 peers

Peer group

Industry72 - Accommodation and Food Services

Plan typeDefined contribution

Participants100-249

Cohort1,006 peers

Snapshot2022

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$3.39M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$69K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

18.1%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$238K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$1K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+11.33%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$2004

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

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Service providers

Top 2 by compensation

Provider	Service type	Compensation
PENSIONMARK FINANCIAL GROUP LLC5 years Filed as: PENSIONMARK FINANCIAL GROUP Service code 26 · EIN 61-1758632 24 E COTA ST · SANTA BARBARA, CA 93101	Advisory (Participants)	$9,519
JOHN HANCOCK LIFE INSURANCE COMPANY5 years Filed as: JOHN HANCOCK LIFE INS CO Service code 15 · EIN 01-0233346 P O BOX 600 · BUFFALO, NY 142010600	Recordkeeping	$441

Plan features & details

Pension benefit codes2G2J2K3D3H

Plan features

2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

2 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityHigh cash
More than 10% of assets are held in cash - possible menu-design or default-fund problem.

Expense breakdown

Schedule H Part II

Admin total

$2K

$9 / participant

Investment mgmt$87650.0%
Contract admin$87550.0%

% of EOY assets

0.070%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: LAVORATO AND DARLING, INC.
Auditor EIN: 942557084
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$50,966

$26,549+92.0%

$61,501-17.1%

$66,949-23.9%

Participation rate

15.9%

38.1%-22.2pp

52.6%-36.7pp

69.8%-53.9pp

Annual return

-10.26%

-16.21%+6.0pp

339.04%-349.3pp

1.57%-11.8pp

Employer contribution / active EE

$313

$651-52.0%

$1,160-73.0%

$2,545-87.7%

Participant deferral / active EE

$763

$1,338-43.0%

$2,125-64.1%

$4,239-82.0%

Admin fee / account holder

$36

$409-91.3%

$2,132-98.3%

$594-94.0%

Provider

Service type

Compensation

PENSIONMARK FINANCIAL GROUP LLC5 years

Filed as: PENSIONMARK FINANCIAL GROUP

Service code 26 · EIN 61-1758632

24 E COTA ST · SANTA BARBARA, CA 93101

Advisory (Participants)

$9,519

JOHN HANCOCK LIFE INSURANCE COMPANY5 years

Filed as: JOHN HANCOCK LIFE INS CO

Service code 15 · EIN 01-0233346

P O BOX 600 · BUFFALO, NY 142010600

Recordkeeping

$441

YOSEMITE MOTELS SALARY SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

YOSEMITE MOTELS SALARY SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion