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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,520 | $81,487-63.8% | $102,412-71.2% | $80,935-63.5% |
| Participation rate | 96.3% | 66.8%+29.5pp | 74.5%+21.8pp | 67.7%+28.6pp |
| Annual return | 20.12% | 25.60%-5.5pp | 24.94%-4.8pp | 35.66%-15.5pp |
| Employer contribution / active EE | $7,961 | $3,103+156.6% | $3,870+105.7% | $2,757+188.8% |
| Participant deferral / active EE | $5,665 | $3,871+46.3% | $5,060+11.9% | $4,299+31.8% |
| Admin fee / account holder | $750 | $6,717-88.8% | $8,388-91.1% | $6,924-89.2% |