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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,244 | $94,439-62.7% | $73,658-52.2% | $154,746-77.2% |
| Participation rate | 60.0% | 64.7%-4.7pp | 57.0%+3.0pp | 80.7%-20.7pp |
| Annual return | 13.35% | 28.25%-14.9pp | 29.72%-16.4pp | 172.34%-159.0pp |
| Employer contribution / active EE | $304 | $1,257-75.8% | $1,032-70.6% | $4,379-93.1% |
| Participant deferral / active EE | $1,264 | $2,527-50.0% | $2,062-38.7% | $6,730-81.2% |
| Admin fee / account holder | $20 | $3,843-99.5% | $3,357-99.4% | $14,365-99.9% |