Filed August 14, 2025
Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Service code 27 · EIN 35-2552359 | Advisory (Plan) | $27,233 |
Service code 37 · EIN 04-2647786 | Loan Processing | $16,349 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,996 | $84,499+6.5% | $125,391-28.2% | $66,949+34.4% |
| Participation rate | 65.5% | 76.4%-11.0pp | 82.4%-16.9pp | 69.8%-4.4pp |
| Annual return | -17.03% | -8.49%-8.5pp | 572.41%-589.4pp | 1.57%-18.6pp |
| Employer contribution / active EE | $1,920 | $3,554-46.0% | $4,816-60.1% | $2,545-24.6% |
| Participant deferral / active EE | $10,076 | $6,785+48.5% | $7,448+35.3% | $4,239+137.7% |
| Admin fee / account holder | $404 | $685-41.1% | $10,009-96.0% | $594-32.0% |