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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,946 | $138,114+25.2% | $125,391+37.9% | $134,545+28.5% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -21.39% | 750.88%-772.3pp | 572.41%-593.8pp | 418.37%-439.8pp |
| Employer contribution / active EE | $1,569 | $5,246-70.1% | $4,816-67.4% | $4,742-66.9% |
| Participant deferral / active EE | $6,948 | $7,801-10.9% | $7,448-6.7% | $6,401+8.5% |
| Admin fee / account holder | $10,143 | $11,570-12.3% | $10,009+1.3% | $11,431-11.3% |