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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $583,371 | $149,741+289.6% | $118,914+390.6% | $158,982+266.9% |
| Participation rate | 100.0% | 82.1%+17.9pp | 75.4%+24.6pp | 82.0%+18.0pp |
| Annual return | 1.34% | 19.94%-18.6pp | 35.89%-34.5pp | 302.99%-301.6pp |
| Employer contribution / active EE | $21,385 | $4,119+419.2% | $3,264+555.1% | $4,763+349.0% |
| Participant deferral / active EE | $12,000 | $5,226+129.6% | $4,266+181.3% | $5,983+100.6% |
| Admin fee / account holder | $670 | $8,607-92.2% | $6,582-89.8% | $11,252-94.0% |