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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,645 | $181,896-91.9% | $156,551-90.6% | $273,972-94.7% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | 4.82% | 30.74%-25.9pp | 32.23%-27.4pp | 41.46%-36.6pp |
| Employer contribution / active EE | $6,638 | $6,248+6.2% | $5,501+20.7% | $4,869+36.3% |
| Participant deferral / active EE | $3,933 | $5,550-29.1% | $4,871-19.3% | $5,287-25.6% |
| Admin fee / account holder | $14,631 | $15,560-6.0% | $13,028+12.3% | $10,133+44.4% |