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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,339 | $202,463-66.2% | $169,397-59.7% | $139,487-51.0% |
| Participation rate | 71.4% | 81.1%-9.7pp | 77.2%-5.7pp | 80.3%-8.9pp |
| Annual return | 25.87% | 532.64%-506.8pp | 406.23%-380.4pp | 373.84%-348.0pp |
| Employer contribution / active EE | $10,001 | $4,694+113.1% | $4,013+149.2% | $4,755+110.3% |
| Participant deferral / active EE | $12,151 | $6,941+75.1% | $6,223+95.3% | $6,713+81.0% |
| Admin fee / account holder | $1,171 | $10,726-89.1% | $9,017-87.0% | $11,407-89.7% |