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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $370,444 | $167,353+121.4% | $143,797+157.6% | $134,545+175.3% |
| Participation rate | 83.3% | 84.8%-1.5pp | 80.3%+3.0pp | 81.2%+2.1pp |
| Annual return | -11.26% | 0.48%-11.7pp | -0.04%-11.2pp | 418.37%-429.6pp |
| Employer contribution / active EE | $11,098 | $5,620+97.5% | $4,952+124.1% | $4,742+134.1% |
| Participant deferral / active EE | $1,484 | $6,447-77.0% | $5,638-73.7% | $6,401-76.8% |
| Admin fee / account holder | $1,515 | $18,096-91.6% | $14,679-89.7% | $11,431-86.7% |