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| Provider | Service type | Compensation |
|---|---|---|
Filed as: RAYMOND JAMES FINANCIAL SERV CORP Service code 12 · EIN 59-2937883 880 CARILLON PARKWAY · ST. PETERSBURG, FL 33742 | Claims processing; Consulting (pensio... | $18,066 |
STANDARD INSURANCE COMPANY2 years Service code 12 · EIN 93-0242990 1100 SW 6TH AVE · PORTLAND, OR 97204 | Consulting (general); Participant loa... | $175 |
FLYNN, SHOJINAGA & ASSOCIATES, INC.10+ years Service code 15 · EIN 68-0005849 1320 HARBOR BAY PARKWAY, SUITE 255 · ALAMEDA, CA 94502 | Recordkeeping | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,714 | $48,050+5.5% | $96,754-47.6% | $64,340-21.2% |
| Participation rate | 58.2% | 40.6%+17.6pp | 70.3%-12.1pp | 55.2%+3.0pp |
| Annual return | 10.31% | 23.41%-13.1pp | 82.04%-71.7pp | 24.14%-13.8pp |
| Employer contribution / active EE | $1,112 | $1,204-7.6% | $2,679-58.5% | $1,862-40.3% |
| Participant deferral / active EE | $1,795 | $2,191-18.1% | $4,758-62.3% | $2,980-39.8% |
| Admin fee / account holder | $167 | $3,741-95.5% | $8,905-98.1% | $3,703-95.5% |