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| Provider | Service type | Compensation |
|---|---|---|
Filed as: RAYMOND JAMES FINANCIAL SERV CORP Service code 12 · EIN 59-2937883 880 CARILLON PARKWAY · ST. PETERSBURG, FL 33742 | Consulting (general); Participant loa... | $18,066 |
STANDARD INSURANCE COMPANY2 years Service code 12 · EIN 93-0242990 1100 SW 6TH AVE · PORTLAND, OR 97204 | Consulting (pension); Copying and dup... | $175 |
FLYNN, SHOJINAGA & ASSOCIATES, INC.10+ years Service code 15 · EIN 68-0005849 1320 HARBOR BAY PARKWAY, SUITE 255 · ALAMEDA, CA 94502 | Recordkeeping | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,714 | $48,750+4.0% | $88,946-43.0% | $74,304-31.7% |
| Participation rate | 58.2% | 44.5%+13.7pp | 68.8%-10.6pp | 60.3%-2.1pp |
| Annual return | 10.31% | 25.91%-15.6pp | 57.82%-47.5pp | 29.43%-19.1pp |
| Employer contribution / active EE | $1,112 | $1,255-11.4% | $2,555-56.5% | $2,241-50.4% |
| Participant deferral / active EE | $1,795 | $2,423-25.9% | $4,581-60.8% | $3,767-52.4% |
| Admin fee / account holder | $167 | $3,756-95.5% | $8,261-98.0% | $2,969-94.4% |