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| Provider | Service type | Compensation |
|---|---|---|
Filed as: RAYMOND JAMES FINANCIAL SERV CORP Service code 12 · EIN 59-2937883 880 CARILLON PARKWAY · ST. PETERSBURG, FL 33742 | Recordkeeping fees; Consulting (gener... | $12,858 |
Service code 15 · EIN 68-0005849 1320 HARBOR BAY PARKWAY, SUITE 255 · ALAMEDA, CA 94502 | Recordkeeping | $1,973 |
Service code 12 · EIN 93-0242990 1100 SW 6TH AVE · PORTLAND, OR 97204 | Recordkeeping fees; Claims processing... | $1,911 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,714 | $45,123+1.3% | $85,240-46.4% | $74,478-38.6% |
| Participation rate | 50.8% | 49.4%+1.4pp | 67.5%-16.8pp | 67.2%-16.5pp |
| Annual return | 25.17% | 26.32%-1.1pp | 66.75%-41.6pp | 1370.56%-1345.4pp |
| Employer contribution / active EE | $1,028 | $1,459-29.6% | $2,735-62.4% | $2,626-60.9% |
| Participant deferral / active EE | $1,625 | $2,736-40.6% | $4,527-64.1% | $4,350-62.6% |
| Admin fee / account holder | $163 | $2,215-92.7% | $6,165-97.4% | $1,946-91.6% |