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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $206,312 | $85,060+142.5% | $70,565+192.4% | $139,487+47.9% |
| Participation rate | 76.5% | 73.9%+2.6pp | 68.4%+8.1pp | 80.3%-3.9pp |
| Annual return | 19.03% | 30.39%-11.4pp | 32.79%-13.8pp | 373.84%-354.8pp |
| Employer contribution / active EE | $1,106 | $3,912-71.7% | $2,976-62.8% | $4,755-76.7% |
| Participant deferral / active EE | $6,290 | $5,891+6.8% | $4,568+37.7% | $6,713-6.3% |
| Admin fee / account holder | $3,712 | $8,932-58.4% | $6,430-42.3% | $11,407-67.5% |