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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,691 | $72,486-78.4% | $87,103-82.0% | $72,976-78.5% |
| Participation rate | 84.6% | 72.8%+11.8pp | 76.9%+7.7pp | 69.5%+15.1pp |
| Annual return | 20.31% | 24.46%-4.1pp | 28.19%-7.9pp | 81.02%-60.7pp |
| Employer contribution / active EE | $2,069 | $1,894+9.3% | $2,521-17.9% | $2,440-15.2% |
| Participant deferral / active EE | $3,264 | $3,270-0.2% | $4,049-19.4% | $3,608-9.5% |
| Admin fee / account holder | $819 | $5,055-83.8% | $7,491-89.1% | $5,124-84.0% |