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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,788 | $86,922-43.9% | $102,438-52.4% | $80,874-39.7% |
| Participation rate | 92.3% | 72.4%+19.9pp | 76.5%+15.8pp | 67.6%+24.7pp |
| Annual return | 10.44% | 18.90%-8.5pp | 29.37%-18.9pp | 35.62%-25.2pp |
| Employer contribution / active EE | $2,343 | $2,369-1.1% | $3,024-22.5% | $2,756-15.0% |
| Participant deferral / active EE | $4,532 | $4,119+10.0% | $5,054-10.3% | $4,297+5.5% |
| Admin fee / account holder | $1,155 | $8,050-85.6% | $9,448-87.8% | $6,935-83.3% |