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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,530 | $142,426-54.7% | $115,167-44.0% | $152,909-57.8% |
| Participation rate | 91.7% | 82.4%+9.3pp | 75.9%+15.8pp | 82.5%+9.2pp |
| Annual return | 20.17% | 41.48%-21.3pp | 35.60%-15.4pp | 345.46%-325.3pp |
| Employer contribution / active EE | $0 | $4,011-100.0% | $3,179-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $10,603 | $5,165+105.3% | $4,169+154.3% | $5,851+81.2% |
| Admin fee / account holder | $5,278 | $8,464-37.6% | $7,089-25.5% | $11,601-54.5% |