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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,016 | $136,307-84.6% | $106,619-80.3% | $273,970-92.3% |
| Participation rate | 100.0% | 84.8%+15.2pp | 78.0%+22.0pp | 83.0%+17.0pp |
| Annual return | 6.99% | 11.05%-4.1pp | 9.42%-2.4pp | 41.46%-34.5pp |
| Employer contribution / active EE | $2,779 | $5,190-46.4% | $3,947-29.6% | $4,869-42.9% |
| Participant deferral / active EE | $6,883 | $4,969+38.5% | $3,930+75.1% | $5,287+30.2% |
| Admin fee / account holder | $1,053 | $8,625-87.8% | $6,418-83.6% | $10,132-89.6% |