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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,338 | $110,337-1.8% | $102,383+5.8% | $145,877-25.7% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 25.06% | 24.83%+0.2pp | 24.94%+0.1pp | 551.28%-526.2pp |
| Employer contribution / active EE | $13,414 | $4,216+218.2% | $3,870+246.6% | $4,663+187.7% |
| Participant deferral / active EE | $9,298 | $5,621+65.4% | $5,060+83.8% | $6,691+39.0% |
| Admin fee / account holder | $548 | $9,750-94.4% | $8,391-93.5% | $13,402-95.9% |