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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,338 | $110,410-1.9% | $102,437+5.8% | $145,897-25.7% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 25.06% | 24.85%+0.2pp | 24.95%+0.1pp | 552.29%-527.2pp |
| Employer contribution / active EE | $13,414 | $4,217+218.1% | $3,871+246.5% | $4,663+187.7% |
| Participant deferral / active EE | $9,298 | $5,622+65.4% | $5,060+83.8% | $6,689+39.0% |
| Admin fee / account holder | $548 | $9,745-94.4% | $8,388-93.5% | $13,390-95.9% |