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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,634 | $133,981-63.7% | $112,249-56.7% | $134,532-63.8% |
| Participation rate | 72.7% | 78.6%-5.8pp | 75.1%-2.3pp | 81.2%-8.5pp |
| Annual return | -28.45% | 47.16%-75.6pp | 27.48%-55.9pp | 418.27%-446.7pp |
| Employer contribution / active EE | $4,318 | $4,040+6.9% | $3,636+18.8% | $4,741-8.9% |
| Participant deferral / active EE | $8,164 | $5,292+54.3% | $4,729+72.6% | $6,401+27.5% |
| Admin fee / account holder | $2,204 | $7,492-70.6% | $6,412-65.6% | $11,429-80.7% |