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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $283,920 | $95,917+196.0% | $79,583+256.8% | $134,545+111.0% |
| Participation rate | 100.0% | 75.0%+25.0pp | 69.5%+30.5pp | 81.2%+18.8pp |
| Annual return | -23.46% | -2.70%-20.8pp | 0.16%-23.6pp | 418.37%-441.8pp |
| Employer contribution / active EE | $6,364 | $3,129+103.4% | $2,414+163.7% | $4,742+34.2% |
| Participant deferral / active EE | $7,253 | $4,694+54.5% | $3,986+82.0% | $6,401+13.3% |
| Admin fee / account holder | $7,199 | $9,132-21.2% | $6,835+5.3% | $11,431-37.0% |