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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,421 | $99,644-67.5% | $86,438-62.5% | $134,532-75.9% |
| Participation rate | 80.0% | 82.1%-2.1pp | 80.3%-0.3pp | 81.2%-1.2pp |
| Annual return | -17.75% | 6787.26%-6805.0pp | 4397.19%-4414.9pp | 418.27%-436.0pp |
| Employer contribution / active EE | $2,902 | $4,402-34.1% | $3,769-23.0% | $4,741-38.8% |
| Participant deferral / active EE | $6,173 | $7,247-14.8% | $6,952-11.2% | $6,401-3.6% |
| Admin fee / account holder | $740 | $8,375-91.2% | $6,733-89.0% | $11,429-93.5% |