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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 48-1205033 | Recordkeeping | $22,822 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,342 | $40,522-37.5% | $84,628-70.1% | $67,579-62.5% |
| Participation rate | 48.9% | 51.1%-2.2pp | 68.2%-19.3pp | 71.3%-22.4pp |
| Annual return | 22.64% | 32.72%-10.1pp | 258.80%-236.2pp | 378.56%-355.9pp |
| Employer contribution / active EE | $904 | $1,146-21.2% | $2,653-65.9% | $2,148-57.9% |
| Participant deferral / active EE | $1,902 | $2,132-10.8% | $3,900-51.2% | $3,539-46.3% |
| Admin fee / account holder | $109 | $145-25.0% | $4,914-97.8% | $142-23.4% |