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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 48-1205033 | Recordkeeping | $27,075 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,204 | $45,022+24.8% | $85,126-34.0% | $77,714-27.7% |
| Participation rate | 36.8% | 48.7%-11.9pp | 67.5%-30.7pp | 70.6%-33.8pp |
| Annual return | 14.29% | 79.38%-65.1pp | 66.63%-52.3pp | 31.26%-17.0pp |
| Employer contribution / active EE | $1,260 | $1,610-21.7% | $2,731-53.9% | $2,727-53.8% |
| Participant deferral / active EE | $1,681 | $2,811-40.2% | $4,523-62.8% | $4,649-63.8% |
| Admin fee / account holder | $170 | $913-81.3% | $6,160-97.2% | $433-60.7% |