Retirement plan

FISCHER PLUMBING & CONSTRUCTION 401K PROFIT SHARING PLAN & TRUST

Name: FISCHER PLUMBING & CONSTRUCTION - FISCHER PLUMBING & CONSTRUCTION 401K PROFIT SHARING PLAN & TRUST (2020) Form 5500
Creator: FISCHER PLUMBING & CONSTRUCTION
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, FISCHER PLUMBING & CONSTRUCTION 401K PROFIT SHARING PLAN & TRUST, FISCHER PLUMBING & CONSTRUCTION

FISCHER PLUMBING & CONSTRUCTIONEIN 77-0447828Plan #001PY 2020

2766 SCOTT BLVD. - SANTA CLARA, CA 95050408-727-2426

Prospect flagsLow assets / participantLow fidelity bond

How to read this page

Total assets (EOY)

$22K

+26.1% from 2019

Total participants

0.0% from 2019

Average account balance

$10,873

+26.1% from 2019

Annual return

26.09%

+0.89 pp from 2019

Benchmarks

See 42,050 peers

Peer group

Industry23 - Construction

Plan typeDefined contribution

Participants<25

Cohort42,050 peers

Snapshot2020

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$249

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$249

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

Not enough data

0 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

Not enough data

0 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

Not enough data

0 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+3.75%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2J2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityLow assets / participant
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
ComplianceLow fidelity bond
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$10,873

$115,780-90.6%

$101,255-89.3%

$158,931-93.2%

Participation rate

0.0%

79.4%-79.4pp

75.8%-75.8pp

82.0%-82.0pp

Annual return

26.09%

56.14%-30.1pp

46.48%-20.4pp

302.86%-276.8pp

Employer contribution / active EE

$4,175-100.0%

$3,660-100.0%

$4,761-100.0%

Participant deferral / active EE

$4,958-100.0%

$4,370-100.0%

$5,982-100.0%

Admin fee / account holder

$7,246-100.0%

$5,946-100.0%

$11,247-100.0%

FISCHER PLUMBING & CONSTRUCTION 401K PROFIT SHARING PLAN & TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Audit opinioni

FISCHER PLUMBING & CONSTRUCTION 401K PROFIT SHARING PLAN & TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Audit opinion

Benchmarks

Service providers

Opportunity flags

Audit opinion