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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,390 | $112,933-55.4% | $90,970-44.6% | $158,982-68.3% |
| Participation rate | 50.0% | 74.7%-24.7pp | 69.0%-19.0pp | 82.0%-32.0pp |
| Annual return | 8.79% | 215.82%-207.0pp | 134.60%-125.8pp | 302.99%-294.2pp |
| Employer contribution / active EE | $1,559 | $2,893-46.1% | $2,122-26.5% | $4,763-67.3% |
| Participant deferral / active EE | $3,443 | $4,128-16.6% | $3,373+2.1% | $5,983-42.5% |
| Admin fee / account holder | $62 | $8,047-99.2% | $5,961-99.0% | $11,252-99.5% |