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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,177 | $78,423+36.7% | $95,964+11.7% | $79,856+34.2% |
| Participation rate | 73.1% | 73.5%-0.4pp | 77.1%-4.0pp | 69.6%+3.4pp |
| Annual return | 8.45% | 19.37%-10.9pp | 91.64%-83.2pp | 31.71%-23.3pp |
| Employer contribution / active EE | $859 | $1,945-55.8% | $2,541-66.2% | $2,471-65.2% |
| Participant deferral / active EE | $5,663 | $3,440+64.6% | $4,167+35.9% | $3,741+51.4% |
| Admin fee / account holder | $1,448 | $5,622-74.3% | $6,797-78.7% | $5,306-72.7% |