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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,928 | $160,040-48.8% | $147,096-44.3% | $145,877-43.8% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 17.18% | 98.49%-81.3pp | 419.75%-402.6pp | 551.28%-534.1pp |
| Employer contribution / active EE | $2,433 | $5,289-54.0% | $4,936-50.7% | $4,663-47.8% |
| Participant deferral / active EE | $6,133 | $8,429-27.2% | $8,071-24.0% | $6,691-8.3% |
| Admin fee / account holder | $1,740 | $15,050-88.4% | $13,005-86.6% | $13,402-87.0% |