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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,429 | $103,038-82.1% | $90,324-79.6% | $152,909-87.9% |
| Participation rate | 35.7% | 75.9%-40.2pp | 73.3%-37.6pp | 82.5%-46.7pp |
| Annual return | 19.17% | 95.25%-76.1pp | 78.15%-59.0pp | 345.46%-326.3pp |
| Employer contribution / active EE | $875 | $3,141-72.1% | $2,856-69.4% | $4,764-81.6% |
| Participant deferral / active EE | $1,161 | $4,282-72.9% | $3,885-70.1% | $5,851-80.2% |
| Admin fee / account holder | $8,268 | $6,177+33.8% | $5,356+54.4% | $11,601-28.7% |