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Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $381,545 | $176,105+116.7% | $159,474+139.3% | $167,536+127.7% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | -0.85% | 331.91%-332.8pp | 263.68%-264.5pp | 478.82%-479.7pp |
| Employer contribution / active EE | $19,775 | $5,299+273.2% | $4,831+309.4% | $4,839+308.7% |
| Participant deferral / active EE | $22,750 | $7,751+193.5% | $7,353+209.4% | $6,342+258.7% |
| Admin fee / account holder | $141 | $12,559-98.9% | $10,802-98.7% | $12,315-98.9% |