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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $222,897 | $202,342+10.2% | $172,753+29.0% | $152,909+45.8% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 26.75% | 1029.88%-1003.1pp | 803.00%-776.3pp | 345.46%-318.7pp |
| Employer contribution / active EE | $9,705 | $5,857+65.7% | $5,144+88.7% | $4,764+103.7% |
| Participant deferral / active EE | $3,500 | $5,948-41.2% | $5,198-32.7% | $5,851-40.2% |
| Admin fee / account holder | $5,575 | $17,112-67.4% | $13,956-60.0% | $11,601-51.9% |