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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $241,879 | $165,399+46.2% | $149,745+61.5% | $158,982+52.1% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 29.27% | 348.34%-319.1pp | 276.72%-247.5pp | 302.99%-273.7pp |
| Employer contribution / active EE | $7,689 | $5,105+50.6% | $4,646+65.5% | $4,763+61.4% |
| Participant deferral / active EE | $10,183 | $7,183+41.8% | $6,843+48.8% | $5,983+70.2% |
| Admin fee / account holder | $10,516 | $10,811-2.7% | $9,312+12.9% | $11,252-6.5% |