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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,125 | $56,894+11.0% | $84,753-25.5% | $62,881+0.4% |
| Participation rate | 74.5% | 68.5%+5.9pp | 76.6%-2.1pp | 69.3%+5.2pp |
| Annual return | 6.97% | 6.30%+0.7pp | 22.78%-15.8pp | 20.14%-13.2pp |
| Employer contribution / active EE | $7,104 | $2,400+196.0% | $3,574+98.8% | $2,281+211.5% |
| Participant deferral / active EE | $1,717 | $2,709-36.6% | $3,712-53.7% | $3,203-46.4% |
| Admin fee / account holder | $7,795 | $3,581+117.7% | $5,333+46.2% | $4,296+81.5% |