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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $210,576 | $138,075+52.5% | $123,552+70.4% | $135,379+55.5% |
| Participation rate | 50.0% | 84.7%-34.7pp | 82.3%-32.3pp | 82.6%-32.6pp |
| Annual return | -5.23% | 153.70%-158.9pp | 119.20%-124.4pp | 519.79%-525.0pp |
| Employer contribution / active EE | $3,029 | $5,152-41.2% | $4,628-34.6% | $4,779-36.6% |
| Participant deferral / active EE | $13,176 | $6,800+93.8% | $6,426+105.0% | $5,609+134.9% |
| Admin fee / account holder | $4,482 | $10,917-58.9% | $9,285-51.7% | $10,828-58.6% |