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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,532 | $87,016-58.0% | $63,244-42.2% | $125,389-70.9% |
| Participation rate | 100.0% | 77.1%+22.9pp | 71.0%+29.0pp | 83.2%+16.8pp |
| Annual return | -2.43% | 21.71%-24.1pp | -70.31%+67.9pp | 282.24%-284.7pp |
| Employer contribution / active EE | $2,686 | $3,601-25.4% | $2,322+15.7% | $4,866-44.8% |
| Participant deferral / active EE | $5,921 | $3,939+50.3% | $2,953+100.5% | $5,352+10.6% |
| Admin fee / account holder | $376 | $11,954-96.9% | $5,893-93.6% | $9,541-96.1% |