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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,962 | $63,365-40.1% | $91,994-58.7% | $72,976-48.0% |
| Participation rate | 56.5% | 72.5%-16.0pp | 78.6%-22.1pp | 69.5%-13.0pp |
| Annual return | 24.20% | 35.35%-11.2pp | 69.04%-44.8pp | 81.02%-56.8pp |
| Employer contribution / active EE | $1,654 | $2,116-21.8% | $3,453-52.1% | $2,440-32.2% |
| Participant deferral / active EE | $2,664 | $4,883-45.4% | $5,924-55.0% | $3,608-26.2% |
| Admin fee / account holder | $932 | $4,670-80.0% | $7,744-88.0% | $5,124-81.8% |