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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,801 | $110,212-77.5% | $96,534-74.3% | $139,466-82.2% |
| Participation rate | 31.3% | 78.1%-46.9pp | 76.0%-44.7pp | 80.3%-49.1pp |
| Annual return | 9.71% | 26.42%-16.7pp | 25.88%-16.2pp | 373.66%-364.0pp |
| Employer contribution / active EE | $883 | $3,620-75.6% | $2,965-70.2% | $4,754-81.4% |
| Participant deferral / active EE | $4,150 | $5,547-25.2% | $4,851-14.4% | $6,712-38.2% |
| Admin fee / account holder | $474 | $11,599-95.9% | $8,253-94.3% | $11,409-95.8% |