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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,660 | $73,848-32.8% | $143,799-65.5% | $68,486-27.5% |
| Participation rate | 96.2% | 66.7%+29.5pp | 80.3%+15.8pp | 67.9%+28.3pp |
| Annual return | -55.18% | 0.91%-56.1pp | -0.04%-55.1pp | -7.85%-47.3pp |
| Employer contribution / active EE | $10,763 | $3,184+238.0% | $4,952+117.3% | $2,597+314.5% |
| Participant deferral / active EE | $11,549 | $3,385+241.2% | $5,638+104.8% | $4,028+186.8% |
| Admin fee / account holder | $494 | $5,755-91.4% | $14,677-96.6% | $5,404-90.9% |