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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,140 | $175,259-20.0% | $149,723-6.4% | $139,487+0.5% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 10.43% | 166.82%-156.4pp | 134.50%-124.1pp | 373.84%-363.4pp |
| Employer contribution / active EE | $3,011 | $5,478-45.0% | $4,821-37.5% | $4,755-36.7% |
| Participant deferral / active EE | $7,525 | $6,522+15.4% | $5,682+32.4% | $6,713+12.1% |
| Admin fee / account holder | $70,571 | $16,158+336.7% | $13,215+434.0% | $11,407+518.6% |