Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,259 | $25,723+41.0% | $69,182-47.6% | $55,167-34.3% |
| Participation rate | 6.9% | 39.4%-32.5pp | 55.1%-48.2pp | 69.0%-62.1pp |
| Annual return | -0.73% | 9.56%-10.3pp | -21.93%+21.2pp | 169.23%-170.0pp |
| Employer contribution / active EE | $0 | $480-100.0% | $1,206-100.0% | $1,963-100.0% |
| Participant deferral / active EE | $400 | $963-58.5% | $1,897-78.9% | $3,054-86.9% |
| Admin fee / account holder | $2,410 | $365+560.8% | $2,697-10.6% | $504+378.2% |