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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,160 | $101,063+17.9% | $81,473+46.3% | $147,586-19.3% |
| Participation rate | 95.2% | 74.5%+20.8pp | 68.0%+27.3pp | 82.8%+12.4pp |
| Annual return | 17.48% | 32.41%-14.9pp | 38.78%-21.3pp | 578.59%-561.1pp |
| Employer contribution / active EE | $4,076 | $3,206+27.1% | $2,568+58.7% | $4,876-16.4% |
| Participant deferral / active EE | $3,906 | $4,242-7.9% | $3,537+10.4% | $5,439-28.2% |
| Admin fee / account holder | $2,261 | $5,812-61.1% | $4,561-50.4% | $10,886-79.2% |