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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,462 | $96,731+88.6% | $123,973+47.2% | $86,983+109.8% |
| Participation rate | 67.6% | 70.0%-2.4pp | 76.7%-9.0pp | 69.5%-1.9pp |
| Annual return | 19.51% | 17.33%+2.2pp | 388.13%-368.6pp | 25.83%-6.3pp |
| Employer contribution / active EE | $2,879 | $3,297-12.7% | $4,126-30.2% | $2,584+11.4% |
| Participant deferral / active EE | $7,592 | $4,152+82.9% | $5,247+44.7% | $4,194+81.0% |
| Admin fee / account holder | $3,696 | $8,722-57.6% | $11,799-68.7% | $7,856-53.0% |